>> Hangar and Airfield Premises
Insurance cover can be arranged for:
>> Loss or damage to the physical buildings
and/or contents, plant machinery and equipment.
>> Loss of rent or business interruption cover
>> Burglary & Theft
>> Machinery & Electronic breakdown
>> Glass & Transit
>> Hangar keepers Liability
Aviation Businesses that generally require Hangar Keepers / Airfield Premises Liability
>> Owners or occupiers of airfield hangars used predominantly for the storage of aircraft.
>> Owners and occupiers of hangars and/or airfield premises used for commercial purposes.
>> Airfield/Landing strip owners
>> Aircraft Maintenance organizations both fixed and rotor wing.
>> Aircraft Component Manufacturers and repairers
>> Aircraft engine and propeller overhaul shops
>> Avionics Technicians
>> Aircraft Paint shops
>> Aircraft Refuelers
>> Licensed Aircraft Maintenance Engineers (L.A.M.E’s)
>> Aircraft turnaround organizations
>> Ground equipment supplies and maintenance
>> Suppliers of food and beverages to airlines
>> Contract Baggage handlers
>> Hangar Keepers Liability Policy Description
Hangar keepers Liability is a generic term used by the aviation insurance industry to describe a liability
insurance policy. There are three sections available under a Hangar keepers Liability policy in Australia.
The type of business you operate will determine the extent of the liability risk you are exposed to, this
in turn can be covered by all or some of the three sections. Most businesses require Section 1 as a minimum.
A brief description of the cover provided by each section follows:
Section 1
Section 1 provides cover for what is generally known as Public Liability.
This covers you for amounts which you may be adjudged to pay to any person or persons as
compensation in respect of:
a) Bodily injury or death
b) Loss of, or damage to the property of others
caused by your negligence in the conduct of your business or any defect in your premises, plant or
machinery used in the business.
Section 2
Section 2 provides cover for aircraft or aircraft components that are deemed to be in your care,
custody or control or while being serviced maintained or worked on.
Section 3
Section 3 provides product liability cover for aircraft or aircraft components or goods that have left
your care, custody or control or after they have been maintained, serviced or worked on.
>> Endorsements
Endorsements available to the standard wording include:
>> Cross liability
>> Tenants liability
>> Manufacturers recommended endorsement
>> Refuelers liability
>> Food & drink
>> Claims
Following are claims examples that we have settled on behalf of our clients:
Section 1
Our insured reversed an unregistered tug into the landing gear of a third party’s aircraft.
Our insured placed a step ladder next to an aircraft on which they were conducting maintenance.
Whilst unattended a pilot climbed the ladder, slipped on some oil left on a tread and fell, injuring his ankle.
Section 2
After carrying out scheduled maintenance on an aircraft piston engine, the engine was started by an
engineer prior to the oil being refilled.
Section 3
The aircraft was signed out and given back to the owner after some minor electrical repairs. After the first
flight the pilot was unable to fully extend the nose gear. A subsequent ‘gear up’ landing was made. The
nose gear doors had malfunctioned due to incorrect refitting.
>> Disclaimer
Descriptions of the cover provided under the Hangar keepers Liability policy are not intended to be relied
upon. Policy wordings vary from company to company and as such, we recommend you consult the
policy document that attaches to your cover for the full conditions.
Please also read our General Advice Warning below.
