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MOTOR VEHICLE INSURANCE

Bill Owen Insurance Brokers

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Motor Vehicle Insurance

Everyday someone in Australia is involved in a car accident, although many of these incidents are injury free they often leave extensive repair bills. Motor vehicle insurance is a common way of protecting yourself over large losses in these accidents. Australian insurance companies offer various types of cover for motor vehicles with many additional extras. The three basic motor policies we can offer advice on are listed below.

Comprehensive

This provides cover for your vehicle for any accidental damage to your car and for any other property that your vehicle may damage during the period of insurance.

Third Party Property

This covers you for any loss or damage that is caused by you to any third parties vehicle but does not cover any losses to your vehicle when you are at fault.

Third Party Fire & Theft

This will cover you for loss or damage caused by fire or theft that occurs to your vehicle while insured.

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General Advice means that our recommendations do not take into account your financial situation, objectives or needs. Before you act on any recommendations you should consider the appropriateness of our advice in light of your own financial situation, objectives or needs. For us to give other than General Advice, we would be required to take into account such things as your personal circumstances, including your required objectives. General Advice is the basis on which this recommendation has been provided. We recommend that you read the Insurer's Product Disclosure Statement before deciding whether to proceed with this insurance. We do not have any relationship or association with a product issuer which might reasonably influence us in providing our services. We may receive indirect benefits from product issuers for having given advice to you in relation to their products.