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RESIDENTIAL STRATA INSURANCE

Bill Owen Insurance Brokers

Personal

Residential Strata Insurance

Many duplexes and residential strata titled properties are incorrectly insured under normal Home or Landlords policies. However there are specialist policies designed to provide extra covers such as common property and embezzlement of funds. Optional extras can also be added to these policies to ensure you are fully covered for strata properties. Some of the covers on residential strata policies are listed below.

Building, Contents & Common Property

This includes standard cover for the building and contents however also has the option of insuring common property such as seated areas and pools.

Legal Liability

This will cover any legal liability such as injuries or property damage incurred on the property, it is important read the relevant Product Disclosure Statement to see what is covered as it varies.

Embezzlement of Funds

This provides cover for any losses due to theft of funds due to employees, however cover levels can vary from insurer to insurer.

Office Bearer's Liability

For an extra premium this option can be added to the policy to cover any wrongful act by an office bearer.

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