Talk to Bill Owen Insurance Brokers about your hangarkeepers liability insurance.

Hangarkeepers Liability Insurance

Whether you simply want cover for your private hangar or liability insurance for your commercial activities within the aviation industry such as aircraft maintenance and airport support services let us advise you and make sure you are fully aware of the risks that you face. Moreover we can provide a full and comprehensive service taking care of all your insurance requirements including business protection and any aircraft.

Aviation businesses that may require hangarkeepers liability:

  • Owners or occupiers of airfield hangars used predominantly for the storage of aircraft.
  • Owners and occupiers of hangars and/or airfield premises used for commercial purposes.
  • Airfield/Landing strip owners
  • Aircraft Maintenance organizations both fixed and rotor wing.
  • Aircraft Component Manufacturers and repairers
  • Aircraft engine and propeller overhaul shops
  • Avionics Technicians
  • Aircraft Paint shops
  • Aircraft Refuelers
  • Licensed Aircraft Maintenance Engineers (L.A.M.E’s)
  • Aircraft turnaround organizations
  • Ground equipment supplies and maintenance
  • Suppliers of food and beverages to airlines
  • Contract Baggage handlers

Hangar Insurance

Our team of aviation brokers can provide you with advice in relation to your Hangar Insurance needs and obtain both the most competitive premium and policy conditions from a range of Australian based insurers.

  • Loss or damage to the physical buildings and/or contents, plant machinery and equipment.
  • Loss of rent or business interruption cover
  • Burglary & Theft
  • Machinery & Electronic breakdown
  • Glass & Transit

Hangarkeepers Liability Policy

Hangarkeepers Liability is a generic term used by the Aviation Insurance industry to describe a liability insurance policy. There are three sections available under a Hangarkeepers Liability policy in Australia. The type of business you operate will determine the extent of the liability risk you are exposed to, this in turn can be covered by all or some of the three sections.

Most businesses require Section 1 as a minimum. A brief description of the cover provided by each section follows:

Section 1

Section 1 provides cover for what is generally known as Public Liability. This covers you for amounts which you may be adjudged to pay to any person or persons as compensation in respect of:

  • Bodily injury or death
  • Loss of, or damage to the property of others caused by your negligence in the conduct of your business or any defect in your premises, plant or machinery used in the business.

Section 3

Section 3 provides product liability cover for aircraft or aircraft components or goods that have left your care, custody or control or after they have been maintained, serviced or worked on.

Section 2

Section 2 provides cover for aircraft or aircraft components that are deemed to be in your care, custody or control or while being serviced maintained or worked on.


Endorsements available to the standard wording include:

  • Cross liability
  • Tenants liability
  • Manufacturers recommended endorsement
  • Refuelers liability
  • Food & drink

Recent Claim Examples

The following are claim examples that we have settled on behalf of our clients.

Section 1

A. Our insured reversed an unregistered tug into the landing gear of a third party’s aircraft.

B. Our insured placed a step ladder next to an aircraft on which they were conducting maintenance. Whilst unattended a pilot climbed the ladder, slipped on some oil left on a tread and fell, injuring his ankle.

Section 2

After carrying out scheduled maintenance on an aircraft piston engine, the engine was started by an engineer prior to the oil being refilled.

Section 3

The aircraft was signed out and given back to the owner after some minor electrical repairs. After the first flight the pilot was unable to fully extend the nose gear. A subsequent ‘gear up’ landing was made. The nose gear doors had malfunctioned due to incorrect refitting.

Disclaimer: Descriptions of the cover provided under the Hangarkeepers Liability policy are not intended to be relied upon. Policy wordings vary from company to company and as such, we recommend you consult the policy document that attaches to your cover for the full conditions.